Equity Release
Independent, regulated guidance to help you access the value in your property safely and securely Start the ConversationUnlocking the Value in Your Home
Your home may be your largest asset. Equity release allows you to unlock some of its value while continuing to live there.
How it Works
There are two main forms of equity release. A lifetime mortgage is a loan secured on your property, with repayment plus interest usually made when the home is sold on death or moving into long term care. A home reversion plan involves selling part or all of your property to a provider in return for a lump sum or regular income, while retaining the right to live there for life.
This is information only and does not constitute advice.
Using equity in your home will affect the amount you are able to leave as an inheritance. Any means tested state benefits (both current and future) may be affected by any equity released. This is a lifetime mortgage or a home reversion plan.
To understand the features and risks, ask for a personalised illustration.
The Financial Conduct Authority does not regulate estate planning.
Benefits
Typical Scenario
Alan released equity from his home to help his daughter buy her first property, understanding this could reduce the inheritance he could leave.
(Fictional example for illustration only. Not advice.)
Next Steps
Equity release is suitable for some but not all. We can help you explore the options and compare alternatives such as downsizing or remortgaging. Enquire now to book a free initial conversation.
Call us: +44 (0)1672 569111
Email: enquiries@aisa.co.uk