Mortgages
Expert mortgage advice to help you make confident property decisions that fit your life and future Start the ConversationSmart Property Decisions Start Here
Buying a home or investing in property is a major financial decision. The right mortgage is about more than the rate, it is about ensuring it suits your circumstances today and into the future.
Our Mortgage Process
Getting the right mortgage should feel clear, informed and stress-free. We guide you through the entire process with a structured approach designed to give you confidence at every stage.
Consultation
We start with a short conversation to understand your plans. Gathering the information lenders need to assess your case.
Recommendation
We search the market to find the most suitable options for your circumstances. We then present the best mortgage options clearly, explaining why they suit your needs.
Application
We will then prepare your application and handle communication with all parties. Once the lender issues the offer, your solicitor completes the legal work and you progress to completion.
How it Works
A mortgage is a loan secured on property, either for you to live in or as a buy-to-let investment. Lenders look at your income, spending and credit record before making an offer. Products can be fixed, variable, tracker or specialist.
This is information only and does not constitute advice.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate most forms of buy-to-let mortgages.
Benefits
Whole-of-market access from across the entire mortgage market, not just a limited panel.
Typical Scenario
Mark and Hannah moved to a larger home while keeping their first property as a rental. With advice, they arranged both a residential mortgage and a buy-to-let, making the process smoother and more efficient.
(Fictional example for illustration only. Not advice.)
Next Steps
If you are buying, remortgaging or considering a buy-to-let, we can guide you through your options. Enquire now to explore mortgage solutions.
Call us: +44 (0)1672 569111
Email: enquiries@aisa.co.uk